top of page

Workers Compensation Insurance Coverage

Workers' compensation insurance, commonly known as workers' comp, is insurance that covers medical expenses and a portion of lost wages for employees who become injured or ill on the job. Coverage can also include employee rehabilitation and death benefits.



Is Workers comp Mandatory?

Yes. There are some exceptions in a few states, but even if it isn't mandatory, a worker’s comp policy is heavily, HEAVILY recommended. You wouldn’t want one little whoopsie to crush your big business dreams, would you?


What is Workers Comp?

it’s a contract between a business and an insurance company, where the insurer will pay for an employee’s medical costs, lost wages, permanent disability or death benefits that result from a workplace injury or illness. In most cases, it also protects a business against lawsuits filed by employees.


Why do I need workers comp?

If an employee were to injury themselves, workers’ comp can save your company from crumbling to the ground in a number of ways, but if you like living on the edge and fail to provide adequate coverage you could face a giant world of hurt.


Injuries and Illnesses in 2017:

 37% caused by strains, sprains or tears

16% caused by soreness

9% caused from cuts or punctures

9% caused by bruises

9% caused by breaks or fractures

21% other reasons


Why use Weimer Over Agency?

It’s really simple. As an independent insurance agency, we simplify the process by shopping and comparing insurance quotes and rates for you. Not only that, we cut the jargon and clarify the fine print so you know exactly what you’re getting.


Average cost

The cost of a workers' compensation policy depends on the coverage and a number of other factors like state regulations and industry. For example, an accounting firm might only pay $1,000 a year, where a biopharmaceutical company could pay over $100,000 a year. Basically, the safer and smaller the company, the cheaper it is.

bottom of page