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Commercial auto insurance can cover liability for bodily injury and physical damage caused by vehicles used for business purposes. Factors such as ownership by a business, use in hauling goods for hire and gross weight determine a vehicle’s eligibility under a commercial auto policy. Except for auto-related businesses, motor carrier and trucking firms, a commercial auto policy addresses the auto insurance needs of most commercial entities.

 

Some small vehicles used for occasional business purposes could be insured on a personal auto policy.

 

We have options for most types of commercial auto companies including non-emergency medical transportation, delivery services, trucking firms, contractors and many more!

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Types of Vehicles Commercial Auto Insurance Can Cover:

Commercial automobile insurance is a broad term that refers to most commercial business automobiles, including but not limited to:

• Company cars

• Cargo Vans

• Limos

• Taxis or Public Transportation

• Buses

• SUVs

• Pickup trucks

Commercial auto policies cover personal cars that are used for business, as well as SUVs, light duty trucks, buses, limousines, taxicabs, vans and other delivery vehicles used solely for business purposes. Use of these automobiles is associated with a range of risk factors, including how you use them, how often, and how many miles they travel each year, among other factors. Insurance companies review these risk factors along with any efforts your company may make to improve driver safety, when they assess the amount of coverage your business needs.

If you are looking for coverage information on large trucks and heavy equipment used for business purposes, refer to the commercial truck insurance section.

 

Call us today for more information.

 

 

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