Protect against unexpected expenses caused by underground damage. Many homeowners and landlords do not know that the repair or replacement of service lines on their property may be their responsibility — and that home insurance policies typically do not cover damage to them.
With Buried Utility Lines Coverage, you can be covered when one of these lines leaks, breaks, tears, ruptures, collapses or arcs. Should a covered loss occur, coverage is available to homeowners and landlords to help cover the cost of damage to the utility line, excavation costs and reasonable expediting expenses to make repairs.
You can get up to $15,000 in coverage for as little as $49 dollars a year — if you pay in full and have a Travelers Home or Landlord policy.
What is the cost of Buried Utility Lines Coverage?
Buried Utility Lines Coverage without another Travelers policy $123.50
Buried Utility Lines if Paid in Full without another Travelers policy -$120.00
Buried Utility Lines with Travelers Home or Landlord Policy - $52.50
Buried Utility Lines with Travelers Home or Landlord Policy if Paid in Full - $49.00
What are the causes of loss that are covered?
Here are some examples of causes of loss that are covered:
• Wear and tear
• Mechanical breakdown
• Rust or other corrosion
• Tree or other root invasion
• Vermin, insects, rodents or other animals
• Freezing or frost heave and thaw
• Weight of equipment, vehicles, animals or people